Banks in Effingham, Illinois

We list 14 bank branches in Effingham from 9 FDIC-insured banks, in 1 ZIP code. The most branches belong to Dieterich Bank (4), Crossroads Bank (2), Washington Savings Bank (2) and Midland States Bank (1).

All bank branches in Effingham

Showing 14 of 14

BankBranchAddressZIPMap
Midland States Bank Effingham Main Branch 110 S 5th St 62401 Map
Teutopolis State Bank Effingham Branch 900 W Jefferson Ave 62401 Map
Constitution Bank, National Association Effingham Branch 501 N Keller Dr 62401 Map
Crossroads Bank Crossroads Bank (main office) 2000 S Banker St 62401 Map
Crossroads Bank Keller Drive Facility 806 N Keller Dr 62401 Map
Washington Savings Bank Keller Drive Branch 1300 N Keller Dr 62401 Map
Washington Savings Bank Washington Savings Bank (main office) 200 S Banker St 62401 Map
First Mid Bank & Trust, National Association Effingham Facility 902 N Keller Dr 62401 Map
Dieterich Bank Lake Sara Branch 10911 East State Hwy 33 62401 Map
Dieterich Bank Teutopolis Branch 1510 E. Fayette Ave. 62401 Map
Dieterich Bank Dieterich Bank (main office) 300 Sur Woods Dr 62401 Map
Dieterich Bank Effingham Branch 510 W Fayette Ave 62401 Map
First National Bank of Waterloo Effingham Branch 210 E Fayette Ave 62401 Map
Fifth Third Bank, National Association Effingham Branch 200 E Jefferson Ave 62401 Map

Source: FDIC BankFind Suite, retrieved 2026-09-20. Hours and phone numbers are not part of this data: check the bank’s website before you visit.

Frequently asked questions

How many banks are in Effingham, IL?

Our list has 9 banks with 14 branches in Effingham. Branches open and close, so confirm with the bank.

Which bank has the most branches in Effingham?

In our list it is Dieterich Bank, with 4 branches.

How do I contact a branch?

The FDIC data has no phone numbers. Open the bank’s official website from its profile page here, or use the number on your card or statement.